Life is often unpredictable. Nobody thinks a life-altering injury will happen to them until it does. When you are injured or ill to the point where you can no longer work, it can put a huge financial strain on you and your family. Thankfully, Social Security disability benefits exist to help those who cannot work due to an illness or injury. Though many types of illnesses and injuries can make working difficult or impossible, the Social Security Act has very strict definitions of “disabled.” 

Social Security Disability Definition

The only way you can receive Social Security disability payments is if you are totally disabled. They do not pay for partial or temporary disability. According to the Social Security Act, you are only considered totally disabled if:

When you become injured or disabled and are unable to work, it can put tremendous stress on you and your family. Fortunately, the United States government has programs in place to help those who cannot work due to short- or long-term disability. 

One example is the Social Security disability insurance benefits program. This is designed to help individuals who previously worked but developed a medical condition or injury that limits their ability to work. You can apply for disability benefits to be paid to you and certain members of your family. Unfortunately, many people who submit Social Security benefit applications are unfairly denied. If you get a denial on your Social Security benefits claim, there are steps you can take, and with the help of a disability claims lawyer, there is a good chance you can get the decision reversed.

Employees who sustain an injury on the job are typically covered under the workers’ compensation system. Mostly, this is a positive thing; the employee’s medical expenses are covered and they may even be eligible to receive a portion of their regular wages from the employer’s insurance carrier. However, there are some potential disadvantages to accepting workers’ compensation. Learn how an experienced attorney can help you mitigate against them.

Overlooking Other Forms of Compensation

Perhaps the most frequently experienced disadvantage to accepting workers’ compensation is that employees often assume this is all they are entitled to receive. However, this may not be the case. Depending on the situation, injured workers may be eligible for compensation from a third-party, such as the owner of a facility, the manufacturer of defective equipment, or even a contracted company that was charged with overseeing the employee (i.e. construction foremen). If you have been injured on the job, go the extra mile; contact a seasoned attorney for an analysis of your case to determine if you may be eligible for other forms of compensation.