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Bucher Law Group, LLC

What Are the Requirements for Social Security Disability Benefits?

Posted on in Social Security Disability

Milwaukee County social security disability attorney

The Social Security Administration (SSA) exists to help Americans when they need it the most. Two of the administration’s most popular programs, social security disability insurance (SSDI) and supplemental security income (SSI), are both available to disabled individuals who have little to no financial resources. Eligibility requirements differ for the programs, which is why some individuals may qualify for one program but not the other. One of the requirements involves how much an individual worked before he or she was injured or became ill. Not having enough work experience can be one reason why your SSDI claim may be denied.

Understanding SSA Work Credits

In order to receive benefits through the SSA, you must have worked a certain period of time and earned enough money to be eligible. The SSA measures your contributions through work credits, which are based on your total yearly income. One work credit is earned when you make $1,410 in wages, but you can only earn up to four work credits per year. Once you have earned $5,640, you have earned your four work credits for the year.

How Many Work Credits Do I Need?

The number of work credits that you need to qualify for Social Security disability benefits depends on how old you are when you become disabled and apply for benefits. The SSA states that you will generally need 40 credits to qualify for benefits, half of which should have been earned within the 10 years prior to your disability. However, younger people may be able to qualify with fewer credits, depending on the circumstances of their case.

What if I Do Not Have Enough Work Credits?

If you become disabled before you earn enough work credits to qualify, you will not be eligible for SSDI. You may, however, be eligible for SSI. Since there are different eligibility requirements for each program, in many cases, those who do not qualify for SSDI do qualify for SSI.

Contact a Waukesha County Social Security Disability Lawyer 

When you apply for Social Security benefits, it can be devastating to hear that your claim has been denied. Without SSDI, you may not have the money that you need to support yourself or your family. If your SSDI claim has been denied, you should speak with an Ozaukee County social security disability attorney as soon as possible. At the Bucher Law Group, LLC, we can help you figure out why your SSDI claim was denied and plan a course of action to resubmit it and help you receive the benefits you need and deserve. To schedule a free consultation, call our office today at 262-303-4916.





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